How to Save More When You Drive Less
Practical ways to lower your premium with simple habits that fit a low-mileage lifestyle.
See more
Driving Less?
Then Pay Less!
Pay-per-mile insurance from Mile Auto fits your Low Miles lifestyle.
Contact usDoes This Sound Like You?
Traditional car insurance assumes you drive about 12,000 to 13,000 miles per year. If that's not you, you've been quietly overpaying.
Remote workers with no commute. Urban commuters taking the train. Retirees running a few errands. An “extra” car or pickup in the driveway. Students who flip once a month.
You're a low-mileage driver — with a Low Miles lifestyle — and every year, traditional insurance charges you for miles you never drive.
The FairMiles plan from Mile Auto was built for you.
We Built Mile Auto For
Drivers Like You
Because people who drive less deserve to pay less.
We get it. You’re tired of paying for miles you don’t drive. So we did something about it.
The FairMiles plan charges you only for the miles you actually drive, nothing more. Most of our customers save 30–40% — or even more — compared to what they were paying before.
Slide Into Savings
What is your Low Miles lifestyle worth?
Adjust the slider for the miles you drive each month.
Here’s what you could be saving with
Mile Auto:
$352/year
Contact us
* Savings are for illustration. Actual savings will vary based on your state, vehicle, driving history, and other factors.
How It Works
It really is this simple.
-
1
SNAP
Once a month, take a photo of your odometer.
We’ll text you a reminder link.
-
2
SEND
Click to send us the photo.
We calculate your miles from there.
-
3
SAVE
Pay based on the actual miles you drove.
Nothing more.
From Our Blog
Useful tips for low-mileage drivers and smarter insurance decisions.
We’re Big Fans of Fairness
and Transparency
We track your miles. Not your every move.
And we know a secret: low-mileage drivers pay more than their fair share to cover their high-mileage counterparts. We created the Mile Auto to change that.
We measure your mileage with a simple odometer photo. No GPS, no tracking devices, no monitoring how you drive. Just transparent pricing, control over your data, and a bill that’s truly fair. That’s what the Fairness Plan is built on.
Still have questions?
Or start your quote right away
Contact usAre you legit?
At Mile we don't require you to plug a "black box" tracking device into your car. We don't like the thought of your car "spying" on you. Instead, our MVerity system will send you a series of monthly reminders via text and email when it's time to send in your odometer reading. Each text and email will have a hyperlink that you click on to automatically open the camera in your smartphone. Simply take a photo of your odometer, and the image is automatically transmitted to our computers where our MVerity system takes care of the rest. MVerity extracts your odometer data, confirms the vehicle and authenticity of the photo, and then compares it to previous odometer readings. You just snap the photo and MVerity does the rest.
Who could use Mile?
College students, empty nesters, urban commuters, retirees, weekend explorers, Sunday drivers, and remote workers. If you drive 10,000 miles or less a year, Mile likely makes sense for you.
How does Mile work?
With Mile, you only pay for the miles you drive plus a low monthly base rate. At the end of the month, you send us the number of miles you’ve driven. We add those miles at your per-mile rate to your base rate, and that’s what you pay. It really is that simple. For example, Fred has a base rate of $48 and a per mile rate of $0.08. He drove 300 miles this month, so his monthly total is $72 – his $48 base rate plus $24 (300 miles at 8¢ per mile).
How does Mile collect my monthly mileage information?
100%. We’re experienced experts in the auto insurance field and our policies are underwritten by an AMBest “Excellent” rated national insurance company and backed by one of the world’s largest reinsurers.
How are my rates calculated?
Both your base rate and your per mile rate are based on standard insurance variables like your driving history, location, vehicle type and use, age and gender, years of driving experience, credit history, and coverages and deductibles. Depending on your state, only a few of those variables may be used.